After some car accidents, it is very clear whose fault it was. For example, if one driver was going the wrong way down a one-way street, the blame is very clearly on the wrong-way driver. In other accidents, the fault may be shared between two or more drivers. This is often the case with pile-ups, which are rarely caused by one single individual. However, there is usually one driver who is more responsible than others involved. If you were injured in a car accident caused by a careless driver, you may be able to recover compensation even if you were partially at fault. If you believe that your own actions may have contributed to the accident in any way, it is critically important that you speak to an attorney as soon as possible after the accident, and definitely before you speak to an insurance agency. Car insurance companies are notorious for misusing admissions of partial fault in order to deny a valid claim.
What Does Illinois’ Modified Comparative Negligence Rule Mean?
Illinois uses a system called “modified comparative negligence” to determine how much an injured driver can recover after an accident they had some fault in causing. Generally, if you were less than 50% responsible for the accident, you will still be able to recover compensation. However, the amount of your award will be reduced by the portion of fault you are assigned.
For example, if the court finds that you were 20% responsible for your accident, and another driver was 80% responsible, you can recover 80% of what you would have been awarded if you had zero fault in the accident.
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