Many construction workers in Illinois are aware that if they are injured at work, they can obtain financial relief through their employer’s workers’ compensation coverage. However, the availability of these benefits may sometimes lead employees to overlook other sources of compensation. In many cases, it is possible to pursue a third-party personal injury claim to recover compensation for the full extent of the damages you have suffered in a construction accident.

When Is a Third-Party Claim Appropriate?

While workers’ compensation benefits may be available regardless of who caused your work-related injuries, the situations in which you can file a third-party claim are more limited. In order to pursue a third-party claim for construction accident injuries, you must be able to demonstrate that someone other than you or your employer was wholly or partially responsible for the circumstances that caused your injuries. Some examples of third parties who may be involved in construction accidents include:

• Other employees or contractors on the worksite

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Over the last couple of decades, with the growing prevalence of text messaging and smartphones, distracted driving has become one of the most dangerous risks of injury on the road. Most distracted driving accidents involve passenger vehicles, but commercial truck drivers can also fall prey to distraction. If you have been in an accident with a distracted truck driver, your injuries may be especially severe. However, you may also be entitled to substantial compensation, and a personal injury lawyer can help you take the necessary steps to secure it.

The Dangers of Cell Phones for Commercial Truck Drivers

For truck drivers, using a cell phone while driving is risky on multiple levels. Reading or typing a text message means that a driver’s full attention is not on the task of driving, and research shows that it may lead a driver to take their eyes off of the road for almost five seconds on average. Texting also typically requires the use of a driver’s hands, which makes it more difficult for the driver to make steering adjustments or otherwise control the vehicle.

Distracted driving can have outsized effects among truck drivers since the adjustment time to change direction or bring their vehicle safely to a stop is longer than the time for a typical passenger vehicle. The Federal Motor Carrier Safety Administration (FMCSA) reports that texting makes truck drivers 23.2 times more likely to be involved in a crash or near-crash. Even simply dialing a phone by hand can make an accident or near-accident six times more likely.

In a typical week, you may visit a number of places of business for the purposes of shopping, eating at restaurants, attending appointments, and more. Chances are, you rarely think twice about your personal safety when visiting any of these places. However, it is possible to suffer a serious injury in a place of business, and in many of these cases, the business owner is at fault. If you have been injured, an attorney can help you file a claim in pursuit of fair compensation.

Filing a Claim on the Basis of Premises Liability

Illinois law holds that both residential and commercial property owners have a duty of care to keep their properties reasonably safe for lawful visitors, including customers and other guests. When a business owner fails to uphold this duty and someone is injured as a result, the injury victim can pursue compensation on the grounds of premises liability.

When a person suffers serious injuries, the impact on their own life is clear. An injury victim may struggle with physical pain and limitations, mental stress, interruptions to their daily life, and financial challenges. However, it is also important not to overlook the impact on a victim’s family, especially if the injuries are ultimately fatal. Fortunately, surviving family members have the ability to recover compensation through a wrongful death claim when their loved one is killed due to someone else’s negligence.

When is a Wrongful Death Claim Possible?

As with a personal injury claim, a wrongful death claim requires evidence of negligence that led to the injuries suffered. Commonly, wrongful death claims are filed in response to motor vehicle accidents, whether the injuries are immediately fatal or they result in fatal complications later on. A wrongful death claim may also be warranted after other types of fatal incidents, including construction and other work-related injuries, medical malpractice, and nursing home abuse or neglect.

Recovering Compensation

Illinois law requires that a wrongful death claim be brought by the victim’s estate, meaning that whoever serves as the estate executor or administrator is responsible for initiating the claim. However, any damages recovered will be distributed to the victim’s spouse or next of kin. If multiple surviving family members were dependent on the deceased for financial support, the recovery will be allocated accordingly.

Based on recent data from the National Highway Traffic Safety Administration (NHTSA), there are more fatal alcohol-related car accidents in the summer than in any other season. In part, this is due to the prevalence of drinking on summer holidays like Memorial Day, Labor Day, and Fourth of July weekend. In order to protect yourself and your family, you should consider taking extra precautions when driving during the summer, especially on weekends and holidays. You should also know where to turn for help if you are injured by a drunk driver.

Avoiding Accidents With Drunk Drivers in Illinois

For most people, avoiding driving altogether in the summer, or even just during a holiday weekend, is unrealistic and undesirable. However, it is worth considering your travel plans to see if you can stay off the road during some of the most dangerous times. For example, rather than going out to a bar or to a party for the Fourth of July and driving home late at night, you might consider celebrating at home.